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Ter Scott Promotes!: 3,000+ USA Companies Give You Cash Back with this ...

Video shows why it's dangerous for your financial health to shop without using this card.  Ter Scott Promotes!: 3,000+ USA Companies Give You Cash Back with this ...: Get paid every time you shop for what you are already buying!!! First, watch this video. If you like what you see, then continue r...

... sincerely believe...

 “Whatever you vividly imagine, ardently desire, sincerely believe, and enthusiastically act upon must inevitably come to pass!” -Paul J. Meyer

Ways to "Make It A Great Day": Spread Random Acts of Email

Said any nice things lately? Be sincere and spread good cheer! Ways to "Make It A Great Day": Spread Random Acts of Email: I have been working more and more on confirming and putting together things to be a better "Life and Legacy" coach. By doing so, I...

Get Cash Back on everyday business purchases; and a small favor please.

Today I'm writing to you, the reader. 

I appreciate you stopping and reading this and hope you'll help me with a project that I'm doing. In return, I will share a way how you can get cash back with everyday (and business purchases)! 

Dear friend,

Good day.

I state that we are friends because we’ve been friends “forever” or met via blog, business, online or perhaps via your response through my advertising at one time. Mark Twain told us that “A friend is just a stranger we haven’t met yet” but I wanted to make it clear that we do have some relationship and that this email communication is not “spam”.

I will keep this short and to the point. Will you do me a favor

(Actually, maybe it’s a bribe since I am offering a Free Cash Back card which pays you cash back in your bank account every Tuesday for normal, everyday purchases you are already making, at the end of this message). I would consider it a favor if you help me by answering a few questions to help me with a project I’m doing.

If you are “in” business, either for yourself or you have a brick and mortar store with employees; or you are not in business but have been or would like to be, your opinion counts!

Here’s what my project is followed by just 3 questions. Again, I thank you for your time to do this and please be sure to request your FR-E-E Cash Back card below.

You may know that I’m a consultant and public speaker. I’m working on a project titled: “Why Being in Business is Great!” Following are 3 questions that you can simply reply to by going to my webpage and completing the form CLICK HERE or create a word document and “go to town” with your answers and reply with an attachment. (You can also simply leave your comments in the area after this article). I really appreciate your time in doing this; and I think, as it often does with exercises like this, you’ll gain greater perspective and insight which will help you.

1.      What was/is your “why” for starting your business?
2.      What is your greatest reward for being in business (ideas: time, freedom, leaving a legacy, changing lives, other)?
3.      If today was your first day in business, what would you do differently?

Please let me know if you are/are not/were in business when replying to this.  

Many thanks for this. If you’ve spent only minutes or an hour on this, it is truly appreciated. I hope too that by doing this you have gained something from it as well.

Ter Scott!

Why carry 10+ individual major store brand cards in your wallet or purse when you can have one that works with them all, and also pays you cash back every Tuesday?  

Save money on purchases you make everyday for your business!!!


Request your FR-E-E Cash Back card which is honored by over 3,000 stores in the USA (many of your local small to medium businesses) and in 46 countries. Details and registration: CLICK HERE

Answers from the Cosmos: How many people does it take to change

Change yourself, and you can change the world! - Ter Scott! It's Sunday, and the start of a great new week. Answers from the Cosmos: How many people does it take to change: … a life?  One, but he or she really needs to want to change. Change your own life, Then others will change. A.K. Cosmos ...

The difference between a successful person and ...

 “The difference between a successful person and others is not a lack of strength, not a lack of knowledge, but rather a lack of will.” -Vince Lombardi

Master Your Own "To Do" List (or You'll be Doing Someone Else's)


As I think about how we must master our own actions and create, take responsibility for and do our own "life list",  I realize just how big a topic this is and how it could be written as a book or a complete library or seminar. Maybe I or somebody reading this will take up the task to do so! Here I will tackle the subject in a concise chunk as much as is possible.

Probably the very first step in mastering one’s actions is to take responsibility. We only need to look at the news, the last time we spoke with a coworker or even our own thoughts to hear someone “blaming” others, the government or our parents; even God for our woes and “lack” in life. I’m often reminded of what Joe Vitale told us in the movie, The Secret about when he hears people say “I didn’t attract the car breaking down, my divorce, my sickness, by bad job and situation (he used other negative examples) and he follows by saying, “I need to kind of get in your face and tell you that yes, you did attract them”.

The Ultimate Law of Attraction Library


While writing this, I just took a moment to refill my coffee cup and when I was in the kitchen I looked at everything around me on the counters and the walls and said out loud, “I brought all this in here; I’m responsible for all of this. If I don’t want it, I can take it out”. When we learn that we are responsible and then we take responsibility (two different things) we can then take the actions required to move things in and out of our lives just like in my kitchen revelation. It may have taken us 10 years to fill our space; kitchen or others “rooms” in our lives, so it may take a bit longer to get rid of them, but that’s all for another article.

However, this certainly segues to the topic of our “to do” list. Every day our actions are moving things into our life and moving things out of our life. We bring “things” in and take the trash out. The comedian Seinfeld talked about how the things we buy basically just turn into tomorrow’s trash!

Are we then careful about what we are bringing into our life and also what we are moving out of our life; and as my Cosmos wisdom words today speak of, are we taking responsibility and doing our own “to do” list? Just as “if we don’t schedule our time, someone else will”; if we don’t make our own “to do” list, or live our life on our terms, someone else will dictate theirs over us and ours.

Here’s a short list of things you may be bringing into your life today followed by things you may be moving out of your life today, in the same regular and recurring way the waves on a shore come in and out:

1.    Deciding and acting in a positive way about your health; going to a spa, fitness center, or health practitioner and eating right.

2.    Choosing the right food and good food to enjoy.

3.    Getting enough sleep.

4.    Becoming better educated about and doing better income and outgo (cash-flow) of your money.

5.    Attracting and acting a better life with better decisions to leave a better legacy.

6.    Bringing into your life a better understanding with better choices in the area of sexual gratification.

7.    Doing things that honor and improve the well-being of your loved ones.

8.    Doing things which bring you honor, accolades, respect and that great feeling of importance.

If you’ve read my materials and attended my seminars and workshops, you may recognize the above 8 things as those in my “Major 8” which are the eight basic desires most all of us have. “Income” is not just “money” which I speak about in my talks just as “wealth” and “prosperity” is not the same thing. I’d like you to increase your income definition to include “everything in-coming” to your life; and to be aware of what is “in-coming” and to be grateful for it, and take responsibility for each thing so you can continue learning to master it. (No one truly becomes a “master” of anything as it is a continual journey; but we can certainly become far better over time).

So we’ve become aware of things that are “income” in our life. Just about every thought and conversation and the things that we buy, have given to us, or steal; anything that we bring to ourselves in any way come under the Major 8 categories. We must be proactive in our acceptance of each of these things as they come to us and “manage” them correctly to serve us in the best way. And, we also have to dispose of each when the time comes; which also will serve us in the best way.



Having things “leave” us can be very emotional because we have so much attached to it. Break ups, job losses, dreams crushed, and loved ones passing is only a partial list. Here too we must learn to manage our “list” so we can become better and not bitter.

Again using the things from “Major 8” list above but in “moving them out” instead of “moving them in” our lives, I will touch on each.

Pertaining to our health we may have to get rid of some of that equipment we’re using to hang our clothes on and “move it out” of our life by giving it new life by giving it to someone who will use it. If we are not using our health club membership, ask why and either get serious and use it or modify it to serve our schedule in a better way.

When we find out that certain food is not serving us in the best way, we need to say “goodbye” and saying “goodbye” to anything we love is hard but sometimes it’s the better choice.

Sometimes we need to put our usual number of hours of restful sleep on hold and temporarily use less because we are aiding someone else and doing things that require more “awake” hours; my only caveat here is that you are the one making the decision to lose more sleep to get a deadline accomplished or do something which makes yours or the life of someone else better. You do not have to fill someone else’s shift because they can’t come in to work, or take on an extra task because you need more money or someone else is imposing his or her “to do” list on you!

Sometimes we need to say “no” to getting that second job, or taking that second shift so we can get that extra something that we really don’t need and simply becomes the trash that we’ll end up throwing out someday as Seinfeld told us about. If you are considering doing something to bring in extra money you may want to move this thought from your mind and trust the Universe to supply your needs (and your wants and desires).

Attracting and acting a better life with better decisions to leave a better legacy. In the department of life and legacy; this can certainly be a very tough one because it involves your heart. Saying “no” to things and people are the things that when looking back over the course of your life you’ll see were the things that directed who you became and where you are presently and I mean that literally. I can see that where I live is because of my choices of where I went to college, who I married, where I choose to work and where my kids now live so I can be close to them. Certainly saying “no” and moving things out of my life in any walk of the path which led me here, would have led me somewhere else.

When it comes to the area of sexual gratification in the Major 8, this is probably the one for me which is the hardest to talk about; maybe because it’s our most primal urge. Certainly one can see if they’ve lived for any length of time that his or her decisions with whom to become intimate with (brought into one’s life) and for whatever reason said “no” to and moved on without, is an of your life which requires real discernment and many times, the help of a professional.

In the doing of things that honor and improve the well-being of our loved ones, sometimes we just have to give them room and pray for them from afar. Moving this element out of our life is very hard but we must trust in what we’ve already presented and in the small seeds we continue to plant for others and especially for our loved ones (but in a more wise and experienced manner).



Doing things which bring you honor, accolades, respect and that great feeling of importance for our self gradually dim in the light of positive action for others. By honoring others and putting them and their needs before ours, guarantees our feeling of importance.

Fake Chunky Dog DooSo in doing everything that we naturally do to attract and bring things “incoming” to our lives and in the natural and intentional “outgo” of our lives we create a “to do” list and it is our responsibility to do it. We need to be accept things and actively put things on our list, manage the list and then do it! But, it needs to be our list. The things on the list are the things we want to see accomplished. It should never be someone else’s “to do” list. Remember, if you are doing someone else’s “to do” list and not yours, you are doing a “doo doo” list!  


Please leave your comments about this article after reading the Cosmos’ thought at: http://answersfromcosmos.blogspot.com/2016/03/what-are-you-doing-later-today.html


Ter Scott! Life and Legacy Coach ™ is available to speak for your company event or private consulting. Contact Ter Scott! at www.terscott.com/response

Fake Chunky Dog Doo The Ultimate Law of Attraction Library

... no secrets to success.

“There are no secrets to success. It is the result of preparation, hard work, and learning from failure.” – Colin Powell

I trained inspiration to find me at that studio!

I'm asked how I and the Cosmos conspire to bring daily wisdom to our readers at: Answers From Cosmos (http://answersfromcosmos.blogspot.com). Here's a bit of insight as to how our morning coffees are like. 

Murdock: You don't seem to understand! I need my studio! I trained inspiration to find me at that studio! Now, how is it going to find me? (A Team; TV show). 

I take inspiration from wherever it finds me; as I’ve already mentioned that I pull ideas from the past and present. In the movie, The Secret we’re told that what we resist persists and recently while listening to Rev. Ike I heard him say that when we “fight” the Devil, we “ignite” the Devil. So, in combining the two thoughts which really are one, into one, I came up with: “What you fight, you ignite” and that was the thought of the Cosmos that day. Then I came up with “Don’t play with fire. I know that these words may not always “make sense” or have meaning to me, but will for the reader; that’s part of the whole “mystical” sense of having coffee with the Cosmos every morning. I just write what I’m told. I then wanted something that would be a good title. I understand that these gems of wisdom are created as posts in a blog site so the title ideally should be a word or phrase that people are or may be searching for. So I keep that in mind but only partially. The entire content with the PS and title all need to make sense together and the heck with SEO formality. It’s like the person who showed up at a large convention and someone asked how he could be there without bringing business cards. His response was that “angels” distribute his cards for him, and he got a lot of business from being there. Sometimes, the “angels” are in charge of getting the right people, those who need to read these specific words of wisdom to the post.

I did a search and found a suitable title for this post, which I believe is an African proverb. Even in searching and accepting this title (Take away fuel, take away flame) I believe was inspired by the Cosmos. Many times, as with this title, I feel that the title alone could be a great comment from A.K. Cosmos.

Please leave your comments about this article after reading the Cosmos’ thought at:


Ter Scott!

You can do all things; no “buts” about it!

Today I will share something which will break the chains that hold you back from moving forward, in absolutely anything in your life. Are you ready for this? OK, read on dear friend. 

I’ve heard it said many times and in many ways; and from many mentors about how we have our “buts” in the way in the path of our goals and the things we desire. I was most recently reminded of this when listening and watching some Rev. Ike videos; he spoke about getting our “but” out of our mind.

There are enough obstacles in our way of our plans that we don’t have to add more, right? The word “but” is dangerous to our success potential and should be eradicated from our vocabulary. I want to suggest to you that you replace it with: “and”.

Try this exercise that I share in my workshops and seminars to see what I mean and start today in breaking free to move forward.

Let’s look at a few sentences; the formula for failure is the same but your words and wants can be mixed in many ways:  

I want to go on vacation, but I don’t have any money.
I want to go to college, but I don’t have any money.
I want to lose weight, but I don’t have the willpower.
I want to have more friends, but I don’t have the time.
I want to learn to play the piano, but I don’t have any time.
I want to (place your desire here), but I (place your excuse here).

When you use the word “but” it closes the door to any possibility thinking that moves you ahead. If you really, really want something, then get your “but” out of the way. Here’s how. Read the following sentences again, using the word “and”.

I want to go on vacation, and I don’t have any money.
I want to go to college, and I don’t have any money.
I want to lose weight, and I don’t have the willpower.
I want to have more friends, and I don’t have the time.
I want to learn to play the piano, and I don’t have any time.
I want to (place your desire here), and I (place your excuse here).

Wow, can you “feel” the difference and the “releasing” power of your words now to move you forward? How different it is to say that you want to go on vacation and you don’t have any money. You’ve just stated your desire and a “situation”; fix, modify and/or improve the “situation”; not a problem or obstacle, but a situation, and you’ll attain your desire!

Ter Scott!



Leave a Legacy of Prosperity

Have you checked out Answers from the Cosmos? It's a pretty cool site (if I do say so myself) that I and the Cosmos put together thoughts for readers every morning for them to ponder before starting the day. Here I will share how the thought "Leave a Legacy of Prosperity" came about. 

First let me share with you that usually the main thought is created and then the “PS”. At this time there may not be the “title” yet and it comes to me after placing the thought, then the “PS” in place to publish; then at the last moment a “title” comes to me. When the thought is placed and sometimes even after it’s published I will go back in immediately and do a quick “edit”.

These thoughts from the “Cosmos” come to me at all times of the day. Sometimes it’s when I sit at my computer in the morning that I need to publish one and I sit for a minute and something “comes” to me. Even then I reach into my thoughts, my past, and what I’ve been doing recently. Lately I’ve been working on a program about “living one’s life in balance”. After many years I’ve finally come up with a title (among other “titles”) to call myself which is the “Life and Legacy Coach”. I realized that everything I do falls under helping individuals and business people realize a more fulfilling life and when doing so will leave a satisfying legacy!

When one thinks of leaving an inheritance, they should think more than just leaving money. Receiving money from an old scrooge or an evil uncle would still be accepted but everything is a “gift that keeps giving” and you wouldn’t want that kind to legacy attached to such a gift. Also, wealth and prosperity are not the same; prosperity is the larger “picture” which includes wealth among other things.

So starting this moment, I encourage you to live more to leave more.

Make it a great day! 
Ter Scott! 
Life and Legacy Coach


Please check out Answers from the Cosmos and consider leaving your comments after the Cosmos’ thought at: http://answersfromcosmos.blogspot.com/2016/04/leave-legacy-of-prosperity.html

Is it really failure?

“I have not failed. I’ve just found 10,000 ways that won’t work.” -Thomas Edison